Insurance

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Avoiding Renter's Regret: Understanding Renter's Insurance Coverage

Moving into my first apartment brought along a whole series of new experiences. I didn't realize that the property insurance my landlord carried wouldn't cover my belongings. I was lucky to find out before anything happened, and I spent a lot of time researching the difference between renter's insurance and the property coverage for landlords. I built this site to share all of the information that I learned, including the insurance coverage best practices I picked up along the way. If you're new to renting and don't have any renter's insurance, I hope the information here helps you to see how it could benefit you and what you need to do to get it.

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2 Additional Auto Insurance Coverage Policies To Consider

3 March 2015
 Categories: Insurance, Blog

Purchasing auto insurance can be a bit confusing and time-consuming, mostly because of the many different types of coverage. Two additional coverage types to consider when looking for auto insurance are comprehensive and underinsured motorist. Comprehensive Coverage In most cases, basic insurance coverage will protect you in the event that you are involved in an accident. However, if your vehicle is damaged in a way that does not involve another vehicle, basic insurance coverage will not be able to assist you with paying for repairs or a replacement vehicle. Read More …

Things That Raise Your Homeowner’s Insurance Premiums

13 February 2015
 Categories: Insurance, Blog

Keeping your mortgage payments low is probably a budgetary goal you have, just like homeowners across the country. While it's extremely hard to reduce your mortgage payment or property taxes, there are a few things that raise your homeowner's insurance premiums. Taking action to remedy certain situations when possible, helps cut your insurance costs. Then, this helps reduce the amount you spend on your home each month: Owning Certain Types of Dogs Read More …

Insurance Coverage For Mud Damage To Your Home

28 January 2015
 Categories: Insurance, Blog

A standard homeowner's insurance policy doesn't cover every kind of natural disaster, including mud that damages your home. Damages due to ground movements caused by flooding, earthquakes, or heavy rains usually require a separate policy or a special rider to your current homeowner's policy that extends your coverage. Contents Insurance Some insurance companies offer special riders to cover the contents of your home if the loss is related to some type of earth movement. Read More …

5 Things That Can Make Your Car Insurance Rates Go Up

14 January 2015
 Categories: Insurance, Blog

Nobody wants to open up their car insurance bill and see a rate increase. Unfortunately, this can happen when you least expect it. If you know what factors can raise your car insurance rates, you will be less surprised. Here are five things that can make your car insurance rates go up. Increasing Your Commute to Work If you got offered a job that requires a longer commute, it can make your auto insurance rates go up. Read More …

Myths Of Auto Insurance

21 November 2014
 Categories: Insurance, Blog

Have you ever heard that driving ared car will increase your auto insurance premiums? If you are driving in a red car, you are more likely to speed and get in an accident right? Wrong. This is just one of the many myths that are floating around that relate to auto insurance. The truth is the color of your car has nothing to do with your insurance premium. Insurance companies are more concerned about driving habits, make, model, your age, and age of your vehicle. Read More …