2016

About Me
Avoiding Renter's Regret: Understanding Renter's Insurance Coverage

Moving into my first apartment brought along a whole series of new experiences. I didn't realize that the property insurance my landlord carried wouldn't cover my belongings. I was lucky to find out before anything happened, and I spent a lot of time researching the difference between renter's insurance and the property coverage for landlords. I built this site to share all of the information that I learned, including the insurance coverage best practices I picked up along the way. If you're new to renting and don't have any renter's insurance, I hope the information here helps you to see how it could benefit you and what you need to do to get it.

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Is Optional Insurance For You?

22 April 2016
 Categories: Insurance, Blog

You probably already know that you must meet the minimum amount of insurance required by law or by your lender. However, did you know there's a wide range of optional insurance you can add to further protect your vehicles and passengers? While many of them are not for everyone, they may be useful especially if you have a certain type of vehicle or unusual circumstances. Here are four types of optional insurance that may help you out of an unusual situation. Read More …

Teen Driver In The House: Smart Ways To Lower The Cost Of Car Insurance

5 April 2016
 Categories: Insurance, Blog

When you have children, before you know it, it is time to add your teenager to your automobile insurance plan. For sure, your premiums will increase when that time comes. Here are a few smart ways to help lower the cost of the premiums. Choose a Good Car Purchase a safe car for the teenager to drive. This will also let you know your child will be safe on the road. Read More …

Reasons You Should Not Let Your Car Insurance Lapse

29 March 2016
 Categories: Insurance, Blog

If you can't pay your car insurance bill or you won't be needing insurance for a while, that doesn't mean you should just avoid paying the bill and let it lapse. Not only does this leave you without car insurance, but it could create other risks as well. Here are some reasons you shouldn't let your auto insurance policy lapse. There Are Consequences For Driving Without Insurance The first reason to never let your car insurance lapse is the fact that if you are caught driving without car insurance, there are a lot of penalties you could face. Read More …

4 Steps To Switching Your Car Insurance Coverage

14 March 2016
 Categories: Insurance, Blog

There are plenty of reasons you may be switching car insurance coverage. For example, the cost may be too high and you want to switch to a company that can provide you with a lower rate. Whatever the case, you will want to know how to go about switching coverage in the right way. Dropping coverage altogether can result in a lapse of coverage, which can lead to insurance companies charging you a higher rate. Read More …

Not Smoking Can Decrease Your Home Insurance Rates

3 March 2016
 Categories: Insurance, Blog

Did you know that you can save on the cost of the home insurance premiums you pay if you are a non-smoker? Showing that you are less of a safety risk can be to your advantage financially since the price you pay for insurance is based on risk. What the Statistics Show The National Fire Protection Association estimates that 357,000 home structure fires occurred each year in the U.S between 2009-2013. Read More …